Dealers of Caravans
& Camper Trailers
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Caravan, Camper Trailer & Motor Home Dealers

Getting good value Dealership insurance is about getting all the insurance benefits you require at a competitive price, not just selecting the cheapest option. Earnest Insurance understands the specific risks associated with caravan, camper Trailer and motorhome dealers and is able to present a comprehensive product offering that reflects the different risks associated with the Industry.

We are confident about the policy that we offer and the service you will receive.

The policy for these dealerships covers the following Sections. A minimum of three sections is required.

ISR / Material Damage

  • Premises & contents (including showrooms)
  • Stock (including own caravans, customer’s goods incl. vehicles) and spare parts

ISR / Business Interruption

  • Loss resulting from interruption of the business in consequence of Damage occurring

ISR / Crime & Contingencies

  • Theft, Money & Glass damaged from a Defined Event

Public & Products Liability

  • Care Custody & Control
  • Faulty Workmanship (reperformance)

Commercial Motor

  • Trade Plates
  • Privately Owned Vehicles
  • Test Drives

Machinery Breakdown

  • Breakdown of the Property Insured

Computer & Electronic Equipment

  • Breakdown of the Property Insured


  • Includes Towing of items behind own vehicle


  • Not available to caravan dealers

Additional Benefits

Consequent upon a claim being admitted, the insurer will pay for the reasonable and necessary costs that are incurred for the following Additional benefits.

  • Removal of Debris
  • Fire Extinguishment Costs
  • Professional Fees – architects, surveyors, engineers, legal etc.
  • Cost of Clearing drains
  • Temporary removal of property (some conditions & limits apply)
  • Suppliers and/or customers premises
  • Towing – reasonable costs
  • Accommodation & Travelling Expenses
  • Additional accessories
  • Funeral expenses – death of a driver
  • Signwriting

Personalised Services

  • Our experienced team of insurance specialists are here in Australia to handle all your claims and enquiries. You calls are answered by a “real person” not an answering machine.
  • We tailor our insurance policies to suit your business needs. We take time with you to understand your business and assess your risks. If it requires us to be there, we will be at your premises. Our aim is to ensure you will receive the correct cover for your business needs.
  • An efficient, effective claims service to help get your business back up and running as soon as possible.

Our dedicated Team at Earnest Insurance Brokers

Our professional experts are from various insurance backgrounds including underwriting, claims, broker operations and marketing and most of our team members each have in
excess of twenty years’ experience in the insurance industry and SME business.