Running a Restaurant & Café is more than serving food—it’s about creating experiences. Earnest Insurance offers tailored Restaurant and Café Insurance to protect your premises, equipment, stock, and liability, ensuring you can focus on delighting your customers while we safeguard your business against the unexpected.
Complete Protection
Our Insurance covers various aspects of protecting your premises, equipment, stock, and other liabilities.
Affordable Rates
We offer competitive rates and flexible payment options, for your business without stretching your budget.
Why do you need a Restaurant & Café Insurance
Restaurant & Café Insurance offers peace of mind by safeguarding your business for various risks.
Property and equipment protection
Safeguard your restaurant or café against damages from fire, theft, or natural disasters. Our insurance covers your premises, kitchen equipment, and furnishings, ensuring your business is back up and running quickly.
Secure your stock from unforseen risks
Protect your perishable and non-perishable stock from loss due to power outages, spoilage, or theft. Our coverage ensures you won’t face unexpected financial strain from stock-related incidents.
Public Liability and Staff Safety
Accidents can happen, whether it’s a customer slipping or a staff injury on the job. Our insurance provides liability coverage to protect your business from legal and medical costs, giving you peace of mind to focus on running your establishment.
How it works?
Applying for Restaurant & Café Insurance is a straightforward process designed to protect your business with the best possible solution.
Step 1: You reach out to us
Give us a call or fill out the form to get a quote from our experienced insurance brokers.
Step 2: Compare Insurance Options
Compare different options for your business, make sure you have everything you need.
Step 3: Submit Your Application
Submit you insurance and get ready for the best in class insurance coverage for your needs.
FAQs
Find answers to your most pressing questions about Restaurant & Café Insurance.
Restaurant & Café Insurance offers peace of mind, knowing that your Restaurant or Café operations are protected against unforeseen events.
Our Insurance covers various aspects of protecting your premises, equipment, stock, and other liabilities.
The amount of Restaurant & Café Insurance you need depends on the value of your business and operations. A good rule of thumb is to insure your business for its full coverage cost. Consulting with an insurance agent can help determine the right coverage for your situation.
Yes, many insurance providers allow you to customize your Restaurant & Café Insurance policy. You can add endorsements for specific items or increase your liability coverage based on your needs. Tailoring your policy ensures you have the protection that fits your lifestyle.
To file a claim, contact your insurance company and provide details about the incident. They will guide you through the process and assess the damage. Prompt reporting can help expedite your claim and get you back on track.
Still have questions?
We love to talk to you, just give us a call.
Get in Touch
Have questions about insurance? Our expert brokers are here to help.