WHAT WE DO

Earnest Insurance specialises in SME business insurance, but we also cover a wide range of general insurance for all kinds of individuals and companies Australia wide. Get in touch for more information.

BUSINESS INSURANCE

Earnest Insurance has a business package policy that is specifically tailored to your business to offer protection against a variety of risks. This cover includes anything from machine breakdown, property damage and other perils to theft and public liability. Inquire now for more specific information on our custom-made packages.

PUBLIC LIABILITY INSURANCE

Considered a must-have by most business owners, public liability insurance protects you or your business from claims resulting from any accidents or injuries that ensue during the course of the business’ activities.

PROFESSIONAL INDEMNITY INSURANCE

Professional indemnity insurance protects professionals against the legal costs and risks of being found liable for claims of personal injury, financial loss, property damage by a third party.

COMMERCIAL MOTOR / HEAVY / TRUCK INSURANCE

Designed for individuals to large corporations, commercial motor vehicle, trucks and heavy vehicle insurance protects you from loss or damage to the vehicle or damage to a third party property.

CONTRACTS WORK INSURANCE

A must-have for any type of construction work to happen no matter if you are an individual, an SME or a large corporation. This insurance can cover the building under construction, the equipment used and public liability risk.

HOME CONTENT AND LANDLORD INSURANCE

It is important for homeowners to protect their homes from a range of events and accidental damage that may occur. Landlord insurance also covers theft, vandalism and liability from incidents occurring at the property.

Call us now to discuss our range of insurance policies and services – 1300 402 412

CYBER INSURANCE

Cyber risk affects businesses of all types in our digital world. Cover your business from internet-based risks as well as dangers related to information technology infrastructure activities and cyber security.

MANAGEMENT LIABILITY INSURANCE

Often overlooked by business owners and managers, management liability insurance is crucial for all businesses as it specifically protects the business management sector, including key management figures and directors of the business.

CARAVAN INSURANCE

Whether for personal or work-related use, our caravan insurance comprehensively covers your caravan and its contents Australia wide. This also includes any third party damage caused by you or a third party. Contact us to find out more about our different caravan insurance policies.

MARINE TRANSIT INSURANCE

Transport via ships and other vessels present risks that may result in severe financial losses. Rest assured with Earnest Insurance Marine Transit Insurance that your business cargo and goods are covered while in transport to its final destination.

PERSONAL ACCIDENT AND ILLNESS INSURANCE

Make sure that you and your family are covered today with Earnest Insurance’s personal accident and illness insurance. This type of insurance covers you from any financial or income loss arising from being unable to work due to injury or illness.

TRAVEL INSURANCE

When travelling, be prepared for anything that can happen. Our personal travel insurance coverage includes risks associated with travelling, such as loss of luggage, flight and transport delays as well as injury or death in a foreign country.

CORPORATE TRAVEL INSURANCE

Let our corporate travel insurance policies take the worry out of business travel by covering you and your employees from any risks associated with travelling for work. Contact us to find out more about what is covered under our corporative travel insurance policy.

STRATA INSURANCE

Protect your commercial property from any risks that occur including weather-related damage, theft, vandalism and more. This insurance also includes liability coverage in case someone attempts to sue from being injured on the property.

BUS & COACH INSURANCE

Whether it be a minibus or a luxurious tour coach, Earnest Insurance has your bus and coach insurance covered. Have peace of mind with this vehicle-specific insurance that covers a range of risks associated with bus and coach transport.