Comprehensive cover for loss of & damage to your caravan and its contents & associated third party property damage, Australia Wide. Whether you are on the road to your next holiday adventure, at the caravan park, or at home, the team at Earnest Insurance are able to assist you with Caravan insurance. You can rest assured that your little piece of home will be covered Australia wide for loss or damage to your caravan and contents. You may think all caravan policies provide the same level of cover—unfortunately they don’t. In particular what is included in the definition of your caravan can differ from policy to policy. If your caravan is fitted with a roll out awning then this is likely to be insured under the Caravan definition of fixture and fittings. However, if you have either a separate annex which fits to your caravan/camper trailer, or walls that fit to the roll out awning, these will generally not be covered unless they have been insured separately under the annex section of the policy.